Before qualifying for a VA loan, veterans and active duty military personnel must first obtain a Certificate of Eligibility (COE). A Certificate of Eligibility is one of the first important steps in the VA loan process. The U.S. Department of Veterans Affairs put in place certain protocols for acquiring a COE that can make obtaining the document simple and straightforward.
In most cases the Certificate of Eligibility can be obtained online. You can use the eBenefits VA Portal - (Look in the lower right hand corner under "Housing"). You can also ask your lender to help you obtain your Certificate of Eligibility.
You will need to show you are eligible for a VA loan. The requirements for eligibility can be found in the "Proof of Service Requirements" section of this website.
To determine if you are eligible for a VA Loans see the "Basic Eligibility Requirements" section of this website.
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